Best 18-Month CD Rates in Manassas Park, Virginia, VA

You are viewing rates from banks across Manassas Park

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Manassas Park, Virginia . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Manassas Park, VA - August 2, 2025

18 Month CD National Average : 0.58% ^?

Banks	APY	MIN	MILES ^?
EagleBank Fairfax Branch	4.40%	$1,000	-	Learn More Add Review
Merrick Bank	4.20%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Valley Direct, a division of Valley National Bank	4.15%	$500	-	Learn More Add Review
AEM \| Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More
Popular Direct	4.10%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 270 days interest. Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Limelight Bank, A division of Capital Community Bank	4.00%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%
Savvysaver \| Jun 26, 2020 Rate not current Read More
Sallie Mae Bank	3.80%	$2,500	-	Learn More
Earty Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Vio Bank, A Division of MidFirst Bank	3.80%	$500	-	Learn More Add Review
Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Citibank, National Association Reston Branch	3.75%	$0	-	Learn More
Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
Capital One, National Association Capital One, National Association Branch	3.70%	$0	-	Learn More
Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
Wells Fargo Bank, National Association Christiansburg Main Branch	3.50%	$5,000	-	Learn More
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
CIT Bank, a division of First-Citizens Bank and Trust	3.00%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
The Farmers Bank of Appomattox The Farmers Bank Of Appomattox Branch	3.00% 2.75%	$10,000 $1,000	-	Learn More Add Review
Rate History: 1.00% → 3.65% → 3.30% → 3.00%
Chesapeake Bank Chesapeake Bank Branch	2.60%	$1,000	-	Learn More
Gripp13 \| Jan 27, 2023 The worst bank I have ever had Read More Reviews (1)
United Bank Falls Church Branch	1.80%	$500	-	Learn More
Jimleestro \| Apr 12, 2019 United Bank in Front Royal does not know how to set up an inherited IRA. It took over two months to transfer it from Merrill Edge. Several mistakes were made. And then they did not title it correctly. T... Read More Reviews (1)
TD Bank, National Association Manassas/Digges Road Branch	1.00%	$10,000	-	Learn More
Rate History: 4.50% → 1.00% → 4.00% → 1.00%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Fulton Bank, National Association Bonney Road Branch	0.95%	$1,000	-	Learn More Add Review
Powell Valley National Bank Powell Valley National Bank Branch	0.90%	$10,000	-	Learn More Add Review
FVCbank First Virginia Community Bank Branch	0.85%	$10,000	-	Learn More Add Review
John Marshall Bank John Marshall Bank Branch	0.70%	$10,000	-	Learn More Add Review
Bank of Botetourt Bank Of Botetourt Branch	0.70%	$10,000	-	Learn More
GLENN HILL \| Mar 31, 2018 I have banked with Bank of Botetourt since 1960 when it was Bank of Troutville that later merged with Bank of Buchanan before becoming the Bank of Botetourt. An excellent bank with knowledgeable, helpful ... Read More Reviews (1)
Lee Bank and Trust Company Lee Bank And Trust Company Branch	0.70%	$10,000	-	Learn More Add Review
The Freedom Bank of Virginia The Freedom Bank Of Virginia Branch	0.65%	$10,000	-	Learn More Add Review
Hanmi Bank Springfield Branch	0.65%	$100,000	-	Learn More Add Review
Highlands Community Bank Highlands Community Bank Branch	0.65%	$10,000	-	Learn More Add Review
Bank of Charles Town Middleburg Branch	0.60%	$10,000	-	Learn More Add Review
The Old Point National Bank of Phoebus The Old Point National Bank Of Phoeb Branch	0.55%	$100,000	-	Learn More Add Review
Hanmi Bank Springfield Branch	0.50%	$10,000	-	Learn More Add Review
VCC Bank Vcc Bank Branch	0.50%	$10,000	-	Learn More Add Review
New Peoples Bank, Inc. New Peoples Bank, Inc. Branch	0.50%	$100,000	-	Learn More Add Review
First Sentinel Bank First Sentinel Bank Branch	0.45%	$10,000	-	Learn More Add Review
First National Bank First National Bank Branch	0.45%	$10,000	-	Learn More Add Review
SKYLINE NATIONAL BANK Skyline National Bank Branch	0.40%	$1,000	-	Learn More Add Review
Oak View National Bank Oak View National Bank Branch	0.40%	$10,000	-	Learn More Add Review
Burke & Herbert Bank & Trust Company Burke & Herbert Bank & Trust Company Branch	0.40%	$10,000	-	Learn More Add Review
The Old Point National Bank of Phoebus The Old Point National Bank Of Phoeb Branch	0.40%	$10,000	-	Learn More Add Review
CornerStone Bank, National Association Cornerstone Bank, National Association Branch	0.40%	$10,000	-	Learn More Add Review
New Peoples Bank, Inc. New Peoples Bank, Inc. Branch	0.40%	$10,000	-	Learn More Add Review
Armed Forces Bank, National Association Fort Myer Branch	0.35%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
Blue Ridge Bank, National Association Luray Branch	0.35%	$10,000	-	Learn More
Jack \| Jul 20, 2020 This bank is very bad. I am posting my story here now, hoping to make a reference for those friends who want to become their customers. I was very excited when I saw Blue Ridge Bank, N.A. on Google beca... Read More Reviews (1)
Pendleton Community Bank, Inc. Harrisonburg Branch	0.35%	$10,000	-	Learn More Add Review
The Blue Grass Valley Bank The Blue Grass Valley Bank Branch	0.35%	$10,000	-	Learn More Add Review
Farmers and Miners Bank Farmers And Miners Bank Branch	0.35%	$100,000	-	Learn More Add Review
Metro City Bank Centreville Branch	0.33%	$1,000	-	Learn More
thedon \| Mar 29, 2020 have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More Reviews (1)
Legacy Bank Grundy National Bank Branch	0.31%	$500	-	Learn More Add Review
Shore United Bank Onley, Va Branch	0.30%	$500	-	Learn More Add Review
The First Bank and Trust Company The First Bank And Trust Company Branch	0.30%	$10,000	-	Learn More Add Review
Carter Bank & Trust New Castle Branch	0.30%	$10,000	-	Learn More
Tom Brandy \| Aug 5, 2020 How Willian Investments Company Brought Happiness To My Home. Hello Everyone out there! My name is Tom Brandy, from USA, I am using this medium to announce to the general public on how Willian Investmen... Read More Reviews (1)
Citizens and Farmers Bank Citizens And Farmers Bank Branch	0.30%	$10,000	-	Learn More Add Review
Farmers and Miners Bank Farmers And Miners Bank Branch	0.30%	$10,000	-	Learn More Add Review
Pinnacle Bank Valley Bank Branch	0.30%	$10,000	-	Learn More
jchitt@comcast.nrt \| Mar 5, 2019 Pinnacle has not had a 3% CD since Oct of 2018. Read More Reviews (3)
The National Bank of Blacksburg Tazewell Main Street Branch	0.26%	$500	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
TruPoint Bank Trupoint Bank Branch	0.25%	$1,000	-	Learn More Add Review
MVB Bank, Inc Reston Branch	0.25%	$10,000	-	Learn More Add Review
Farmers & Merchants Bank Farmers & Merchants Bank Branch	0.25%	$10,000	-	Learn More Add Review
Citizens Bank and Trust Company Citizens Bank And Trust Company Branch	0.25%	$1,000	-	Learn More Add Review
The Bank of Southside Virginia Smithfield Branch	0.25%	$10,000	-	Learn More Add Review
First Bank First Bank Branch	0.23%	$500	-	Learn More Add Review
Bank of the James Bank Of The James Branch	0.20%	$10,000	-	Learn More Add Review
Banco Bilbao Vizcaya Argenteria	0.15%	$500	-	Learn More Add Review
The Duffster \| May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More
Towne Bank Innsbrook Branch	0.15%	$10,000	-	Learn More Add Review
Old Dominion National Bank Old Dominion National Bank Branch	0.15%	$10,000	-	Learn More Add Review
The Bank of Marion The Bank Of Marion Branch	0.15%	$10,000	-	Learn More Add Review
Southern Bank and Trust Company Norfolk Branch	0.15%	$100,000	-	Learn More Add Review
First Community Bank Hillsville Branch	0.13%	$10,000	-	Learn More Add Review
Pioneer Bank Pioneer Bank Branch	0.12%	$10,000	-	Learn More
Charla M \| Jan 12, 2021 We are a commercial customer that have been with Pioneer Bank since 2014 when they were privately held in Dripping Springs. Since they were sold we have been through 3 bank managers and the Manager servic... Read More Reviews (1)
The Fidelity Bank Collinsville Branch	0.10%	$10,000	-	Learn More Add Review
Southern Bank and Trust Company Norfolk Branch	0.10%	$10,000	-	Learn More Add Review
Chain Bridge Bank, National Association Chain Bridge Bank, National Association Branch	0.07%	$10,000	-	Learn More Add Review
PNC Bank, National Association Fall Hill Branch	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Bank of America, National Association Smithfield Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
First-Citizens Bank & Trust Company Front Royal Branch	0.02%	$500	-	Learn More
Rate History: 0.10% → 0.02% → 0.10% → 0.02%
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
EagleBank Fairfax Branch	11166 Fairfax Blvd, Suite 100	Fairfax	VA
Citibank, National Association Reston Branch	11800 Spectrum Center	Reston	VA
Capital One, National Association Capital One, National Association Branch	1680 Capital One Drive	Mclean	VA
Wells Fargo Bank, National Association Christiansburg Main Branch	4 East Main Street	Christiansburg	VA
The Farmers Bank of Appomattox The Farmers Bank Of Appomattox Branch	223 Main Street	Appomattox	VA
The Farmers Bank of Appomattox The Farmers Bank Of Appomattox Branch	223 Main Street	Appomattox	VA
Chesapeake Bank Chesapeake Bank Branch	97 North Main Street	Kilmarnock	VA
United Bank Falls Church Branch	7787 Leesburg Pike	Falls Church	VA
TD Bank, National Association Manassas/Digges Road Branch	8401 Digges Road	Manassas	VA
Fulton Bank, National Association Bonney Road Branch	4429 Bonney Road	Virginia Beach	VA
Powell Valley National Bank Powell Valley National Bank Branch	33785 Main Street	Jonesville	VA
FVCbank First Virginia Community Bank Branch	11325 Random Hills Road	Fairfax	VA
John Marshall Bank John Marshall Bank Branch	1943 Isaac Newton Square East, Suite 100	Reston	VA
Bank of Botetourt Bank Of Botetourt Branch	19747 Main Street	Buchanan	VA
Lee Bank and Trust Company Lee Bank And Trust Company Branch	41371 West Morgan Avenue	Pennington Gap	VA
The Freedom Bank of Virginia The Freedom Bank Of Virginia Branch	10555 Main Street	Fairfax	VA
Hanmi Bank Springfield Branch	6400 Brandon Avenue	Springfield	VA
Highlands Community Bank Highlands Community Bank Branch	307 Thacker Avenue	Covington	VA
Bank of Charles Town Middleburg Branch	115 The Plains Road, Suite 150	Middleburg	VA
The Old Point National Bank of Phoebus The Old Point National Bank Of Phoeb Branch	1 West Mellen Street	Hampton	VA
Hanmi Bank Springfield Branch	6400 Brandon Avenue	Springfield	VA
Locus Bank, Inc. Vcc Bank Branch	110 Peppers Ferry Road Nw	Christiansburg	VA
New Peoples Bank, Inc. New Peoples Bank, Inc. Branch	53 Commerce Drive	Honaker	VA
First Sentinel Bank First Sentinel Bank Branch	315 Railroad Avenue	Richlands	VA
First National Bank First National Bank Branch	622 Broad Street	Altavista	VA
SKYLINE NATIONAL BANK Skyline National Bank Branch	113 West Main Street	Independence	VA
Oak View National Bank Oak View National Bank Branch	128 Broadview Avenue	Warrenton	VA
Burke & Herbert Bank & Trust Company Burke & Herbert Bank & Trust Company Branch	100 South Fairfax Street	Alexandria	VA
The Old Point National Bank of Phoebus The Old Point National Bank Of Phoeb Branch	1 West Mellen Street	Hampton	VA
CornerStone Bank Cornerstone Bank, National Association Branch	54 South Main Street	Lexington	VA
New Peoples Bank, Inc. New Peoples Bank, Inc. Branch	53 Commerce Drive	Honaker	VA
Armed Forces Bank, National Association Fort Myer Branch	108 Mcnair Road, Building 451	Fort Myer	VA
Blue Ridge Bank, National Association Luray Branch	17 West Main Street	Luray	VA
Pendleton Community Bank, Inc. Harrisonburg Branch	41 Monte Vista Dr	Harrisonburg	VA
The Blue Grass Valley Bank The Blue Grass Valley Bank Branch	2583 Blue Grass Valley Road	Blue Grass	VA
Farmers and Miners Bank Farmers And Miners Bank Branch	41526 West Morgan Avenue	Pennington Gap	VA
Metro City Bank Centreville Branch	5900 Centreville Crest Lane, Suite B	Centreville	VA
Legacy Bank Grundy National Bank Branch	20957 Riverside Drive	Grundy	VA
Shore United Bank, National Association Onley, Va Branch	25306 Lankford Hwy	Onley	VA
The First Bank and Trust Company The First Bank And Trust Company Branch	359 West Main Street	Lebanon	VA
Carter Bank & Trust New Castle Branch	181 Main Street	New Castle	VA
Citizens and Farmers Bank Citizens And Farmers Bank Branch	Eighth And Main Streets	West Point	VA
Farmers and Miners Bank Farmers And Miners Bank Branch	41526 West Morgan Avenue	Pennington Gap	VA
Pinnacle Bank Valley Bank Branch	36 Church Avenue Southwest	Roanoke	VA
The National Bank of Blacksburg Tazewell Main Street Branch	144 Main Street	Tazewell	VA
TruPoint Bank Trupoint Bank Branch	20089 Riverside Drive	Grundy	VA
MVB Bank, Inc Reston Branch	1801 Old Reston Avenue, Suite 103	Reston	VA
Farmers & Merchants Bank Farmers & Merchants Bank Branch	205 S. Main St.	Timberville	VA
Citizens Bank and Trust Company Citizens Bank And Trust Company Branch	126 South Main Street	Blackstone	VA
The Bank of Southside Virginia Smithfield Branch	115 Main Street	Smithfield	VA
First Bank First Bank Branch	112 West King Street	Strasburg	VA
Bank of the James Bank Of The James Branch	615 Church Street	Lynchburg	VA
TowneBank Innsbrook Branch	4501 Cox Road	Glen Allen	VA
Old Dominion National Bank Old Dominion National Bank Branch	4916 Plank Road, Suite 216	North Garden	VA
The Bank of Marion The Bank Of Marion Branch	102 West Main Street	Marion	VA
Southern Bank and Trust Company Norfolk Branch	403 Boush Street	Norfolk	VA
First Community Bank Hillsville Branch	148 North Main Street	Hillsville	VA
Pioneer Bank Pioneer Bank Branch	252 East Main Street	Stanley	VA
The Fidelity Bank Collinsville Branch	3300 Virginia Avenue	Collinsville	VA
Southern Bank and Trust Company Norfolk Branch	403 Boush Street	Norfolk	VA
Chain Bridge Bank, National Association Chain Bridge Bank, National Association Branch	1445-A Laughlin Avenue	Mclean	VA
PNC Bank, National Association Fall Hill Branch	2403 Fall Hill Avenue	Fredericksburg	VA
Bank of America, National Association Smithfield Branch	303 West Main Street	Smithfield	VA
First-Citizens Bank & Trust Company Front Royal Branch	305-7 East Main Street	Front Royal	VA

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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 18 month period.
FDIC insurance.
Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for 18 months. Removing it early results in significant penalties.
Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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Manassas Park, Virginia CD Rates – 18-Month

Branches Info around zip 10007

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

The advantages of an eighteen month CD are:

The disadvantages of an eighteen month branch CDs are:

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